Chii mwero refinancing

Kana uchida kunzwisisa chii mwero refinancing, ipapo iwe angatanga kunzwisisa musimboti pfungwa refinancing. The mitemo of Russian Federation iroro kuti ichi izwi anofanira kunzwisiswa reRussia Central Bank anokweretesa mamwe masangano zvemari. The Reserve Bank pachahwo urongwa zvemari chinokosha, kunyanya Munenge zvose mari wenyika, ukuwo "nokuzvidira" kupfurikidza nokupa kuti munhu chete dai, kana kuti iri raireva zvakawanda kana zvishoma guru zvikwereti masangano ane kwepaKrisimasi. Sezvo dzinoshandiswa Central Bank mabhiriyoni, hazvina vobva zvikwereti kune zviuru zvishomanana. Vachiti "nokuzvidira", isu kureva kuti haana kupa mari kuti zvikwereti pakuchengetedzwa nechikonzero, kazhinji zvinoitwa mashoko mutsividzo nokudzorera, uye kubva muzana iri guru zvakakwana. The chimbadzo hazvisi chete ose zvikwereti masangano, izvozvo chinorehwa neshoko rokuti refinancing unodiwa. Chii vanoda kuziva vakawanda zvimwe zvinokanganisa anomukweretesa musoro. Zvakakosha kunzwisisa kuti Central Bank anogadzwa nerimwe gore rimwe zvakananga ukoshi ichi zvazvingava. Kukosha parameter izvi zvichisiyana pamusoro zvakarurama siyana uye zvinoenderana chikamu uremu zvinhu.

Chii mwero refinancing, uye chii chiri ukoshi hwayo

Zvinonzi vaidavira kuti refinancing mwero kunokosha chokukomborerwa akarirasa nomutemo wemadzimambo Central Bank. With ichi turusi kubhengi pamwero dzinosiyana goho kuchengetedzeka, saka pane mutengo Kudzikamiswa nokudzorwa mitengo kukura. Mutemo mitengo rinoitwa panguva chaizvo chaizvo chinoitika. Tatoona zvakaitwa CBR refinancing zvazvingava, zvino ngatikurukurei kutevedzana kwezviitiko nezviito kuti kuitika muchiitiko ichi.

Chokutanga, Central Bank akaita achideredza refinancing unodiwa. Pashure paizvozvo, wezvokutengeserana mabhanga mukana kutora mamwe "dhuri" zvikwereti, izvo zvinokanganisa yavo chikwereti zvazvingava, izvo chavawo yakaderera. Zvakaratidza kuti yepamutemo uye zviwanikwa vanhu vanogona zvino tora kubva zvikwereti zvebhizimisi mabhanga ari isingadhuri zvikuru. Nokuda "Tikapapfuura" pamusoro euphoria vomuUmambo, vari kutanga kuwana zvakawanda zvikwereti, kutenga zvose zvavanoda chete. Zvinoguma kuwedzera kudiwa nhumbi ari muzvitoro, ndokusaka mitengo kutanga kusimuka, apo yekudyidzana kuwedzera mwero mitengo. It zvose anova mhosva yakawedzera prices of Central Bank refinancing. Zvikwereti vari kutanga kusimuka mutengo, hunobata vagari vari, nekuti ikozvino vanotora navo zvishoma achida, saka kutenga ndoda. Pano tine mupfungwa havasi zvoumbozha uye nevatengi nhumbi. Izvi zvinoderedza mwero mitengo. Panguva ino, pane kurega kunotanga ari kuchengetedzeka pamisika, vachitenga uye vachitengesa kwavari anova maturo, nokuti mari pasina kutora, uye zvikwereti vanopiwa pane vakawanda vanotanga. Mugumisiro ezvinhu akadaro, zvinova kuti Central Bank ari kuedza zvimwe ndiponesezve musika kuburikidza achideredza refinancing unodiwa. Bato iri zvinogona kunzi magumo, sezvo munhoroondo zhinji nguva pemahombekombe zvatakaona nokuparara chakarurama ichi. Unotoziva chii mwero refinancing.

Ngatimboonai iyoyowo, chii sectors hwedu izvozvo rikashandiswa. Kana mubereko prices pamusoro deposits muviri vanhu kupfuura refinancing mwero pa 5%, ipapo mari akadaro kunonyorwa. Kana chikwereti chibvumirano kusingajekeswi chimbadzo, zvino wakaisirwa akaenzana refinancing unodiwa. Uye nhamba iyi zvikuru dzimwe nguva.

Isu mawana kuti mwero refinancing, uye chii chiri chinangwa chawo. Zviri pachena kuti zvinokosha zveupfumi parameter kuti anokanganisa zvakananga upenyu wese.