Rating mabhanga Russian panyaya rakavimbika, pfuma uye zvikwereti unozvipiwa

Nyika inotongwa mari, uye vanoda kuva vose zvavo napakati nemasangano munyika zvemari - mabhanga. Zvachose munhu wose muupenyu hwangu anotendeukira kubhangi mumwe chikonzero kana mumwe: tora chikwereti kuti uve mupiro, kuita mari kuchinjirwa, uye pakupedzisira, zviri zvokutanga kubhadhara chiedza, magetsi uye mvura. Chokwadi, kuti munhu anoshandisa kuminamato zvakadai chakakomba, sezvo deposits kana zvikwereti, tinoda kuva nechokwadi kuti akavimbika pamahombekombe, uye kuti mari achaponeswa.

Kuti ave mufananidzo wenguva uye zvisarudzo zvakanaka, tinogona pfungwa dzedu zvinobatsira zvemari masangano. Your hanya anopiwa kureva kuti mabhanga Russian nokuda nzira dzakasiyana-siyana, dzakadai kuvimbika, kudzikama, mukurumbira, Tingawaneiko varikumahombekombe, uye akapa zvikwereti, uye zvichingodaro.

Base kukarukureta indices vaunganidze zvachose masangano ose zvemari munyika yedu kuti kubudisa mishumo chacho mabasa zvemari pachena soumambo. Rating nerimwe chokuratidza sokunge achirayira nemabhangi kuti dzakananga zviratidzo. The chikuru basa iri kureva kuti kuenzanisa mabhanga ari kumusoro nokukosha basa, nokudaro achiratidza nzvimbo yavo musika mari.

Rating of mabhanga kupfuura munyika

Panguva yedambudziko uye kusagadzikana zvemari, vanhu vari kuedza kubuda chevanorwara zvemari mari mari dzavo kwete mwero mubereko pamusoro deposits, sezvo tichitarisa rakavimbika, uye vakawanda mabhanga pakukura kutungamirira chepamusoro nokuvimbika, riri hazvishamisi.

Nokudaro, kureva makurusa mabhanga Russian:

1. OJSC "Sberbank kweRussia".

2. "VTB" (Vnshetorgbank).

3. OAO "Gazprombank".

4. OAO "Rosselkhozbank".

5. CJSC "VTB 24".

6. MMBM JSC «Bank of Moscow».

7. OJSC "Alfa Bank."

8. Joint-Stock Company "Uni-Credit Bank".

9. OJSC "Promsvyazbank".

10. JSC "Rosbank"

kuvimbika

Rating Banks Russia rakanyorwa nevanhu vakasiyana nzira, asi kuvimbika - izvi zvichida chinonyanya kukosha, apo isu tichati kutanga. Kuti tizive ufanane chinoratidza mubhengi uchishandisa yakasiyana vakasarudzwa zvinodiwa. Assessment kuva Qualitative, quantitative nzira inoshandiswa, musimboti iyo iri mawa kuongorora siyana mashoko ose mashoko zvemari: yesangano, guta guru, liquidity, deposits, zvikwereti uye zvichingodaro.

Rating mabhanga Russian panyaya rakavimbika:

1. OJSC "Sberbank kweRussia"

wedangwe bhangi munyika. Akadaro mupristi azvipire rakavimbika kunogona nyore akatsanangura - kubhangi akagadzirira kuuya kubatsira vagari panyaya dzemari, kunyange munguva dzakaoma zvikuru nguva yokuti nyika.

2. "VTB" (Vneshtorgbank)

It ane mukuru azvipire rakavimbika pakutanga nokuti rinotsigirwa neHurumende. Vanopfuura 50% of migove vari mudunhu. bhangi iyi dzakakurumbira inonzi kubhengi Putin kuti.

3. OAO "Gazprombank"

basa mubhengi racho inotongwa pamahombekombe "Russia", iro riri mu St. Petersburg. zvose "Gazprom" rinoreva emakambani vari Gazprombank.

4. OAO "Rosselkhozbank"

5. Nyanzvi Financial vanoti kuti rokurima nemauto nyaya kuti kupfuura nhamba zvikwereti idzo nehurumende agara govera mari. Zvanzi insures mubhangi, saka, insured uye vatengi default.

6. MMBM JSC «Bank of Moscow».

Kungoona chokwadi chokuti Bank ndiye kupfungwa huru nemari nehurumende guru, tivimbe.

Zvinotevera kureva kuti mabhanga yeRussia pamusoro nzira dzakadai kuvimbwa, airarama tafura achiburuka hurongwa hwavo zvinhu. Rine gumi okutanga.

nhamba	zita bhangi	Rating	Achirifananidza midziyo
1	Sberbank kweRussia	●●●●●	1
2	VTB (Vnshetorgbank)	●●●●●	2
3	Gazprombank	●●●●●	3
4	VTB 24	●●●●●	4
5	Rosselkhozbank	●●●●●	5
6	MMBM Bank of Moscow	●●●●●	6
7	Alfabank	●●●	7
8	Nomos-Bank	●●●	8
9	Promsvyazbank	●●●●	10
10	Raiffeisenbank	●●●●	12

Rakavimbika Rating inoratidza mano munyika zvemari masangano azadzise mitoro yavo vatengi, uyewo huwandu guru uye liquidity ari chiitiko kuti water drainage vachava mari kubva iyezvino nhoroondo uye deposits.

Rating mabhanga Russian tichitaura zvinhu

Bank ndeizvi: mari pamusoro ruoko, mari rakapa zvikwereti zvigadzirwa, bhuku oupfumi securities uye vezvokutengeserana Real Estate, uye dzimwe tsika kuti inogona zvinofungidzirwa hwemari nemashoko. Zvinhu vanofanira kushanda uye mari zvakanaka.

Uise mukati Rating pakati yesangano - chimwe chezvinhu zvinokosha zvinodiwa pakusarudza mubhengi nechinangwa pakuchengeta mari pamusoro okubhengi, kushandisa makadhi ano nhoroondo, uye achiita zvimwe kwema zvemari. Kune kutaura: ". Kubhengi Izvi chikuru kukundikana" Mashoko aya ari zvechokwadi. Rakavimbika zvemari masangano yakawedzera default kana zvayo kuita richikura.

Zvinotevera chepamusoro mabhanga Russian tichitaura zvinhu zviri muchidimbu muna tafura (mu nekuburuka hurongwa).

nhamba	zita bhangi	Nhamba midziyo
1	Sberbank kweRussia	17477454 224,00r.
2	VTB (Vnshetorgbank)	5.965.152 230,00r.
3	Gazprombank	3913061 815,00r.
4	VTB 24	2.231.046 824,00r.
5	Rosselkhozbank	1.886.302 458,00r.
6	MMBM Bank of Moscow	1782315 083,00r.
7	Alfabank	1515480 711,00r.
8	Nomos-Bank	989.110 468,00r.
9	Uni-Credit Bank	880.451 211,00r.
10	Promsvyazbank	786.725 417,00r.

guta

Capital - hakusi kuti vamwe, sezvo pachake pfuma tsika zvemari. Unosanganisira chaizvoizvo zvose zvokushandisa uye tsika kuti ndezvomunhu zvakananga kubhangi, iyo inogona zvinofungidzirwa hwemari nemashoko. mari avo kuti ave re ne makasitoma ayo nhoroondo uye deposits, kubhengi haisi. Chekutanga guru rinoshandiswa senzira kuita purofiti nokupedza.

Kugadzikana kunoenderana kukura guru. Chikonzero ichi iri pakuti kubhangi, vachishandisa mari yayo, kuti asimbise kuchengeterwa iyo pashure aizoshandisa mari kufukidza vangangozova varasikirwa. Naizvozvo, kureva kuti mabhanga Russian panyaya guru kwakakosha kuziva rakavimbika.

Below anomiririrwa uye tabulated kuitira kuti zvinzvimbo zvepamusoro maererano guru.

nhamba	zita bhangi	Nhamba midziyo
1	Sberbank kweRussia	2073007 558,00r.
2	VTB (Vnshetorgbank)	629.026 832,00r.
3	Gazprombank	434.941 652,00r.
4	Rosselkhozbank	246.391 671,00r.
5	VTB 24	221 016 700.00.
6	Alfabank	210.901 396,00r.
7	MMBM Bank of Moscow	182.262 411,00r.
8	Uni-Credit Bank	133428 679,00r.
9	Nomos-Bank	113.841 022,00r.
10	Raiffeisenbank	99.237 344,00r.

Sezvambotaurwa pamusoro, guta guru rinoshandiswa senzira unotiranga, saka kureva kuti mabhanga ne zvisingabatsiri.

Rating mabhanga Russian purofiti

nhamba	zita bhangi	batsiro kumahombekombe
1	Sberbank kweRussia	446.217 797,00r.
2	VTB (VTB)	41228 660,00r.
3	Alfabank	39.497 770,00r.
4	Raiffeisenbank	29.383 858,00r.
5	VTB 24	23.271 538,00r.
6	Uni-Credit Bank	22.087 914,00r.
7	Gazprombank	20.892 989,00r.
8	MMBM Bank of Moscow	11.634 607,00r.
9	Public kambani Mosoblbank	10.468 245,00r.
10	Citibank	9798 999,00r.

Credits

Below ari kureva kuti mabhanga Russian tichitaura zvikwereti.

nhamba	zita bhangi	Uwandu zvikwereti
1	Sberbank kweRussia	12.370.927 937,00r.
2	VTB (Vneshtorgbank)	2556562 57
3	Gazprombank	2460911 042,00r.
4	VTB 24	1398717 341,00r.
5	Rosselkhozbank	1259807 461,00r.
6	Alfabank	1081042 693,00r.
7	MMBM Bank of Moscow	940.198 711,00r.
8	Uni-Credit Bank	541.202 871,00r.
9	Promsvyazbank	520.574 632,00r.
10	Nomos-Bank	499.568 340,00r.

Holdings

Below ari kureva kuti mabhanga Russian tichitaura deposits, mashoko ari tafura, muna nekuburuka hurongwa.

nhamba	zita bhangi	Huwandu deposits
1	Sberbank kweRussia	8.616.070 768,00r.
2	VTB (Vnshetorgbank)	1810727 577,00r.
3	Gazprombank	1568187 298,00r.
4	VTB 24	1.375.276 976,00r.
5	Rosselkhozbank	928.357 566,00r.
6	MMBM Bank of Moscow	752.776 512,00r.
7	Alfabank	512378 763,00r.
8	Nomos-Bank	388.959 895,00r.
9	Promsvyazbank	379.332 636,00r.
10	Uni-Credit Bank	339.107 215,00r.

utsigo

Zvinokosha kucherechedza kuti pfungwa dzigadzikane hakusi kufanana kuti pfungwa rakavimbika, kunyange vari chokuita nomumwe. Kugadzikana anopa kubhangi anogona kwete chete kuchengeta vatengi vavo 'mari, asi kuti kushanda mune dambudziko hwakanyatsorwisa asina kumbokuvadzwa, kuti zvechokwadi chinokosha zvikuru chivimbo mubhangi.

Saka, muri akatsiga zvikuru mabhanga:

1. OJSC "Sberbank kweRussia"

Kunyange kutsanangura chinhu. Bank akagara vaitungamirira chinzvimbo rakavimbika uyewo mune dzimwe kuera zvose vaitungamirira kungasava igadzikane.

2. "VTB" (Vnshetorgbank)

Akawanda inotsiva akatevedzana makore, izvozvo chinobatanidza aitungamirira zvepamusoro kuera siyana.

3. OAO "Rosselkhozbank"

Ndizvozvo musoro chinzvimbo. Ndicho pakukura Russian pamahombekombe, iyo mari zvokurima mabasa ose, uye kana ichitapira kusauka, zvose munyika zvokurima kuchaita havadi, uye hurumende asina mvumo yakadaro.

4. MMBM JSC «Bank of Moscow»

It chinobatanidza aitungamirira chinzvimbo tichifunga nezvokuti 44% of migove zviri nhaka Russian State.

5. CJSC "VTB 24"

Kwekanguva, basa iri mubhengi haana chaizvo zvakakwana. Akapa yakawanda zvikwereti, kuti panguva dambudziko rinenge vakamuunzira kutaura zvakashata, asi achitsigirwa JSC "VTB" Iye akapora uye akaramba mabasa ayo zvikuru zvinobudirira. Uye pakupedzisira ini vaitungamirira chinzvimbo kuera.

6. Joint-Stock Company "Uni-Credit Bank"

Ndicho chikuru yokumwe bhengi Russia. Anazvo ne Italian UniCredit boka. Munguva dambudziko, unofamba dzose.

The mubvunzo yokusarudza chevanorwara mari hwakavimbika zvino anotarisana chakasimba tichifunga nezvokuti mabhanga mazhinji, uye vanopa-siyana mabasa. Pachishandiswa pamusoro data, zvinokwanisika kuti isarudze sangano zvemari zvakakodzera.