Nzira zvemari wekambani: mamiriro matunhu neminisiparati chikwereti

Mune mashoko zera, kiyi chero basa iri kuti rive nechokwadi chekuenderera-refu kukura. Kudzora kwenguva Kugadzirwa zvebhizimisi anofanira kuona basa rayo uye zvakaratidzwa panzvimbo yayo pamisika uye kuronga kwavo nzira inobva pamusika.

inokosha utariri mashandiro zvavo nemashoko, ndiko:

1. Development ane kunopindirana pakukura urongwa uye zvemari urongwa somunhu chinokosha nayo.

2. yeMagwaro inokosha zvinangwa zviri operative chisarudzo unongotaura.

3. Monitoring ari Implementation kuti zviratidzo kunge vakauya.

4. Monitoring mumusika mamiriro ezvinhu uye kuchinja zvinonyatsorehwa nzira.

The inonyanya nomazviri pakutevedzera nzira yacho sangano iri BSC - Pakati Nepakati Scorecard, izvo zvinosanganisira pasi mazita zviratidzi kuti zvinopa-refu hachichinji.

Kushandiswa non-mari zviratidzo nokuda kudiwa kutarisira izvi anokosha inokosha pfuma masangano akadai mutengi kuvimbika, mukurumbira boka uye zivo netsvimbo.

Mudzimba tsika, sezvo zviratidzi zvemari nzira dzinokosha kuronga rinofanira kushandiswa profitability ratios, pakutsvaga chaizvo mabasa musangano. Somuenzaniso, profitability ari mhando chigadzirwa, profitability chirongwa, uwandu kwemubairo pa mushandi, Tingawaneiko varikumahombekombe por mativi mita zveburiro nzvimbo, padanho achiposa etc.

Mumazuva ano zvoupfumi kwezvakatipoteredza, hapana bhizimisi sangano haagoni kushanda kungovimba mari yazvo, naizvozvo, zvakakodzera kushandisa vakakwereta mari mari mabasa, zvinova pehurumende matunhu neminisiparati kwezvikwereti. Panyaya iyi, basa mari utariri ndiko optimize sechivako zvikwereti uye mari, kureva Pakusarudza kupfuura kunogamuchirika reshiyo pakati pachavo uye leveraged. Optimality chokuratidza anogona kushumira kudzoka zvakarurama wekambani, sezvo nechiidzo zvakazara unoratidza utariri chinangwa. In tsika, mukuru kunzwisisa hunokonzera paumbwe zvikwereti zvedu, nekuti ravo kushandiswa Rinobatanidzwa nezvinetso zvakawanda: kusarudza kunobva mari Assessment profitability, kuvimbika, etc. The inonyanya kushandiswa nhasi.

Mhando idzi yemutoo wezvikwereti, sezvo hurumende uye matunhu neminisiparati kwezvikwereti. Sechikamu basa nemamiriro mari, tsanangudzo chikwereti gwara (izvo chikwereti zvinodiwa ezvinhu zvikwereti of Russian Federation kana zvokutenga), kuzo utariri zvisarudzo pamusoro kukura uye kufamba kwemashoko zvebhizimisi, pakusarudza basa muzvirongwa chinozoiswa, mamaneja basa masangano vanoda ruzivo pamusoro vakaomerwa bhuku anowedzera kukwezvwa chikwereti mari. The vakawanda kusvika ndiko kuona kufadza kukosha chikwereti muripo, izvo kubudikidza tichienzanisa zvazviri uye mamiriro chikwereti mari anogona kuona kufadza chitsama chikwereti, iro rinopa ayo unozotevera kudzoka nyarara, kufungisisa achangobuda nezvaanogona zvesangano. State chikwereti munezvimwe Russia zvinoita kuti muzadze zvinhu zvavo zvinenge vechikamu zvose upfumi basa,

Imwe dambudziko iri zvingava kuitisa nokukurumidza tinyatsonzwisisa kukosha zvinhu pasi kusunungurira zvinoenderana dzinokosha zvirongwa zvavakanga vachida kuita. Uyezve, unofanira kunyatsoongorora kuti chikwereti mhando kungava kuti kambani - wezvokutengeserana, taura uye matunhu neminisiparati chikwereti kana kunyange zvakasiyana. Zvakakodzera kuongorora raivapo muripo sungiro uye mutsividzo muzvikwereti mari, kuziva zvinoita chikwereti zvinhu uye kusarudza kufadza zvinoita chikwereti muripo, kureva. Ko, kuziva chikwereti muganhu.

Kana pakuverenga kufadza huwandu zvikwereti iripo yemberi nyarara kudzoka vanoda kufunga nokukosha Vhoriyamu remittances nokuti nguva mberi, matambudziko SERVICING chikwereti chacho mari iri migumisiro zvemari, uyewo nzira kubhadhara chikwereti. Hwaro Masvomhu zvinotevera zvinoumba inofanira:

- worudzii chikwereti yauri kushandisa iri kambani: State matunhu neminisiparati zvikwereti, kana vezvokutengeserana;

- tinyatsonzwisisa pakuenzanisa mari kuyerera utariri;

- kukarukureta uwandu mubereko kuti chikwereti yose izwi iri chikwereti.

Hwaro mufananidzo kugarwa musangano yakarumbidza kukura pakarenda vachibhadhara, kuratidza kufamba mari. Chisarudzo mutsividzo nzira kunokanganisa muripo marongerwo uye mari Rwako. Saka, kana munhu idenderedzwa kuzopiwawo nzira vanobhadharwa chete pamwedzi mhindu, wechikoro ari vakabhadhara bundu pakuverengwa pakupera rokuti the chikwereti chibvumirano. Kutonga uku hakukonzerwi nehurumende uye matunhu neminisiparati zvikwereti iwe kushandisa, kana zvokutengeserana, uyewo ane kunobatsirawo mari chokubuda. Kana sangano anosarudza chemhosva kuti wechikoro zvienzane migove, kuitira kurerutsa mutengo waro nazvo, asi kunoita kuti munhu zvinoderedza rokuti the chikwereti. Kwazvakarerekera mune mashoko nezvainoita mari Rwako ane chikwereti kuzopiwawo annuitentnymi kubhadhara. Zvisinei, nzira iyi inowedzera kufarira mari, izvo zvinofanira kufungwa nezvazvo kukura nekambani kukura nzira.