Insured vanhu - ndiani ichi? General unhu

Maererano nemirayiro kuona mitemo yose inishuwarenzi, ari insured munhu nyaya pamutemo chibvumirano ane pfuma, upenyu, pfuma insured.

Asi kana isu kutaura pamusoro kwairayirwa mamiriro mudyandigere inishuwarenzi, ari insured munhu - ndivo avo vanhu vanogamuchira mudyandigere kubva mudyandigere Fund, kwete muripo, pane imwe nguva apo mumwe munhu anosvika makore mashizha ari vakakodzera zororo.

Chii chakaitika insured kune insured muna mudyandigere Fund?

Pashure pamusoro mudyandigere kuchinja munhu mudyandigere accrues uye rakapa mushure tsaona. Kuti zvino hurumende mudyandigere hurongwa insures mukana pakuti insured munhu FIU kuramba pasina achishandisa subsistence, kureva. E. In pamudyandigere. Zviitiko zvipi inishuwarenzi vava kufunga mutemo? Nyaya insured anotevera vanhu:

1. Retirement pane imwe zera.
2. Kufirwa pakuriritira mhuri. Uye chero zera, kana vanhu vavo havagoni kuwana nechouviri.
3. Loss (zvachose kana kukwana) urema. Uyewo, chero zera kubva pakuberekwa.

Mipiro All, zvose zvemunhu mudura Database nomunhu vanyorwa RF mudyandigere Fund. A mudyandigere makapiwa maererano nomutemo "On mamiriro urongwa pensions muna Russian Federation» - №166 - FL. Murayiro anosimbisa hwaro nyaya kodzero mudyandigere pacharo, nzira kugadzwa.

Insured vanhu - ndiani ichi?

All Vagari Russia uye vanotongwa yokumwe achigara kwenguva pfupi Russia, kana kuti vanoshanda pasi basa kana chibvumirano vehurumende, vari insured vanhu, sezvo ivo vari pasi yeUnited mutemo pamusoro mudyandigere inishuwarenzi zvairayirwa.

mutemo Federal prescribes ose tsanangudzo uye mamiriro pamusoro zvinovimbisa mari yechikoro, refunds uye Kutsiviwa kwemari mugari. Zvose chokuita pachake nhoroondo insured nyaya dzinogona kuwanikwa muhofisi nomumwe PF.

Inishuwarenzi mishumo insured vanhu

Inishuwarenzi nhau pamusoro panowanikwa insured zviitiko kuzivikanwa pamusoro:

• basa mudyandigere mudyandigere;
• Nemari uye chikamu pensions kuti urema munhu inishuwarenzi;
• mumainishuwarenzi kuti kurasikirwa pakuriritira mhuri;
• muripo kana rufu ari pamudyandigere, uyo asina kushandira.

Hwaro yose mudyandigere Fund mari maitiro ndiwo mari kuti dzave aunganidza ari mari, uyewo vaunganidza pamusoro pachavo nokuda mari.

Mashandiro of FIU

Mudyandigere Fund chakagadzirirwa kupa vanhu vemarudzi ose zvikomborero. In yakabudirira nyika vanhu havafaniri kutya kuti, kuva vakarasika kushanda chinzvimbo, achasiyiwa pasina kudzivirira vanhu. Naizvozvo, kana tinotaura nyore, insured vanhu - avo vagari vose vari pasi rokumanikidzirwa mudyandigere inishuwarenzi kubva hurumende.

Sezvo sangano rehurumende nechepakati, kuti mudyandigere Fund anoita zvinotevera mabasa:

• uye zvinoreva mhando imwe mari yacho insured kumapati mari;
• kupa zvitupa nokuti paumbwe mhuri guru;
• kutakura muwedzero kuna pensions kusvikira subsistence pamwero wokupedzisira asvika;
• nekuisa zvirongwa dzakawanda;
• zvimwe.

Uyewo chinokosha kushanda muviri FIU - kuitisa munhu zvichienderana Nhoroondo rese ose inishuwarenzi ezvinhu, zvokuti nguva uye mari vanhu zvizere mari yavo.

Personal nhoroondo pamusoro Website yeRussian PF

Nemhaka electronic basa kuti ano "pachavo nhoroondo insured munhu," chero vakanyorwa anogona kuona zvose mashoko nekuda kwenyu. Hunoratidza mashoko akadai urefu ukuru uye uwandu yakaunganidzwa pfungwa.

Kumhanya hofisi dzakavanzika kubvira 2015. Kushandisa basa iri, unofanira kuva gwaro inishuwarenzi. Wemagetsi basa FIU mashoko ose anodiwa pamusoro insured vanhu. Pane vakaparadzana makamuri zvose insurers uye insured kuti nyaya. Kana mubvunzo, unogona kumubvunza chinhu consultant ari paIndaneti nzira.

Register panzvimbo hakusi zvakakodzera. Wakakwanisa kunyoresa pamusoro portal kwezvirongwa mabasa.

Kana uchitova pachako activation code, kupinda panzvimbo "Personal Data" - Chikamu paruzhinji mabasa. Kunyoresa kuti ESIA kune insured vanoda pasipoti, gwaro inishuwarenzi Data uye Mobile nhamba.

Nzvimbo RPF isisina kuita pashure ichi pachake mashoko. All munoita kuenda peji - "The Cabinet of insured munhu" uye tinya "Login". The Hurongwa richacherechedza iwe.

Innovation pamusoro FIU Website

Nhoroondo Personal zvikuru kukurukurirana pamusoro mudyandigere Fund uye vagari nyore. Pashure pezvose insured vanhu - vaya vanoda kubatsirwa paruzhinji muviri, uye zvose mabasa anofanira kuva akajeka vatengi zvose. Mumakore achangopfuura, basa iri kuwedzera mabasa ayo.

Zvino paIndaneti kuona mamiriro ayo kubhangi avo vagari vachiri kunze. Kare, ichi aizofanira kunyora kushanda uye kumirira mhinduro. Uye nokukurumidza ikozvino zvinogoneka kuti zadza application kuti mabasa mamiriro munhu achinja.

Rights uye nokubatira vaya insured

Rights uye nokubatira masangano aya kunorondedzerwa Article 14 of Chapter. 3. Federal Mutemo "On munhu vakanyorwa mune fanira mudyandigere inishuwarenzi hurongwa." The insured munhu ave nyaya mumatare ukama Chokwadi, ane kodzero dzayo.

Kodzero insured vanhu vari:

• Kugamuchira FIU ruzivo pamusoro mamiriro ako pachako nhoroondo. ruzivo urwu zvinogona akatumira mae-mail mashoko kana nemhosva vakasununguka.
• Kugamuchira gwaro mashoko pacharo, iyo insurer anotumira kuti mudyandigere Fund.
• Kutumira FIU chikumbiro rokuchinja insurer kuti mashoko aya kana vari kururama. Kushandisa zvinogona mutero zviremera kana matare.

Uyewo insured vanofanira kuzadzikisa mabasa aya:

• kuva nechokwadi kuwana gwaro inishuwarenzi;
• inyoreswe iri miviri RPF;
• kutaura RPF zviremera ane zvakananga chikumbiro, kana ake pachake mashoko dzinoshandurwa;
• dzinoshuma kurasikirwa chitupa;
• akumbirwa kuti RPF zviremera kugovera mapepa zvose kutsigira pachake Data wakapiwa kubudikidza insured iri mari.

Pasina Implementation idzi dzemunharaunda Fund hurongwa vasingagoni zvakazara kushanda. Naizvozvo, kuzadzika rakakodzera zviri vaite zvinodiwa insured uye.

Mitoro yacho insured

Insured kazhinji nyasha vashandirwi vari kuvabhadhara uye kuchengeta zvinyorwa mipiro. kodzero dzavo uye mitoro dzinotungamirirwa chete mutemo sezvo kodzero insured masangano.

The mushandirwi anekodzero:

• Anodei kana kushandisa kuti chitupa imwe kushanda nzvimbo rokumanikidzirwa inishuwarenzi; uyewo kwokudiwa kupa ruzivo chero pachake kuti uchatamisa navo mudyandigere Fund Authority.
• Mukwanisi mashoko chakasvitswa kwavari insured.

Uye vanofanira kuita zvinotevera:

• Kupa ruzivo kubva mushandi ari RF PF zviremera kwenguva kwenguva yakatarwa.
• Panguva FIU kuwana uchapupu uye kuti extradite naye (inodiwa pasi siginicha), kana munhu achishanda pasi mashoko yevagari mutemo kana basa kondirakiti.
• Ongorora kuti chinja mashoko acho, zvitupa, vari data, izvo raanotaura inishuwarenzi itsika.

The policyholder haasi munhu anoyamurika, nokutamisa mari kuti mari, asi nokuda Pamurairo vanosungirwa kuita kudaro.

Mabasa mudyandigere Fund

Kodzero mudyandigere Fund kwemiviri zvinosanganisira matanho aya:

• kugadziridzwa Data Kutamiswa kwavari insurers;
• vawane ruzivo pamusoro insured vanhu kubva mutero vakuru;
• The Fund kungada vachinyatsoziva chokuendesa mashoko;

Mabasa FIU ndiko:

• kudzora mashoko uye matsamba;
• kujekeswa makasitoma kodzero nokubatira nevaya insured;
• Tsanangudzo zvinoitwa paumbwe imwe mudyandigere;
• kupa kuramba kupinda electronic hurongwa "Account My".

The FIU masangano anoshandisa vanenge zviuru 130 nezvokurara, uye pamwe chete ivo kuita basa rinokosha zvikuru hurumende -. Ivo kuunganidza uye govera mari pakati pensioners uye nevaya nokuda chero chikonzero havagoni kushanda, kuti akabhadhara.

Apo insured - insured?

Nhasi kune mhando aya pensions: inishuwarenzi, mari uye mudyandigere gosobespechenii. Kana insured munhu anosarudza munhu contributory mudyandigere, izvozvo achawana avo mari izvo achiumbwa yokuzvidira mubhizimisi kana vachida mari.

Nokuti avo vakaberekwa muna 1967 uye muduku, zvinokwanisika kusarudza mudyandigere zvirongwa.

Uye vaya vakazvarwa muna 1966 kana vakura, kuunganidza aumba zvachose nokuda zvokuzvidira. Chero nguva kubva 2015, unogona kusiya accumulative chikamu mudyandigere.