Ari Bank kuti nzira: pamusoro mibayiro uye mari utariri

Chinangwa chikuru chemusha basa ipi kambani iri kuwedzera basa rinokosha uye kukosha kwayo mumaziso vazvo. Hazvishamisi kuti mari noukama varidzi vane zvinokosha chaizvo kukanganisa kukura nzira ipi kambani. Kusarudza munzvimbo ino, zvakadai mibayiro vanobhadharwa, anoitwa pasi kuramba dividend itsika. mutemo uyu unokosha chikamu chenyaya hombe nzira yacho kubhangi, zvainanga optimizing kukura pakati penhindi pamumbure purofiti kuwedzera mugove guru. The Mhando chikuru dividend chezvawanyora kuripwa mibayiro pedyo residual musimboti, mutemo munhu wakaiswa chitsama dividend, "nemamwe dividend" uye mutemo dzamarudzi dividend kukura. Mibayiro pamusoro migove vanobhadharwa pachishandiswa pakusarudza dividend mutemo wekambani. Chisarudzo ichi imhaka zvinoverengeka, chinonyanya kukosha inova zvemitemo, enyika uye socio-upfumi ezvinhu ari zvebhizimisi oparesheni, ayo mari mikana, Kuwanikwa dzimwe manyuko mari uyewo mutero pamusoro mibayiro pamusoro migove.

Kune zvitatu nzira rokuongorora feasibility pakati nekambani dividend itsika. Dzidziso irrelevance, uye residual mutemo anoritsanangura, rinoshandiswa Makambani dzakakwirira mubhizimisi zvinogona, kana kukundikana dividend kubhadhara uye ngozi iri ndanyarara hangu nokuda kuwedzera mugove mutengo. Pfungwa zvinganaka anoshandisa zvemberi makambani, kuti pfuma iyo kuva vakavimbika vanoita - mudyandigere uye mari mari, uyewo siyana makambani inishuwarenzi. Paiva neimwe dzidziso - dzidziso mutero Kusiyanisa, izvo zvinoita kuti Zvakanyanya Kunaka Panguva Yepamuviri kuparadzirwa purofiti pamusoro zvinodyiwa uye reinvested chikamu ezvinhu enyika dzisakarurama mitero vemasangano uye dividend mari.

How kubhadhara mibayiro zvinokosha basa zvemari utariri. Uye nokuti basa iri yoku- kuti optimize Rwako zvemari. Rate fuma varidzi betsero, izvo zvinounza imwe kana mamwe mabasa eungano. Panguva iyoyowo, mubereko - zvinotarisirwa ne zvemari mugumisiro. Actual pakutengeserana uye kubhadhara regai zvinopindirana nguva (uye dzimwe nguva - ukoshi) kuti mari uye mari. Saka, regai kuenzaniswa mambure mari kuyerera uye purofiti. Zvino raiva mari chokubuda mambure inoratidza chii mari chaizvoizvo achava muridzi wekambani.

Kusarudza zvakanaka basa rezvemari Rwako, unofanira kunzwisisa musiyano pakati zveminda uye mari, kurutivi rumwe ruoko, uye mari riyerere - rumwe. Mari uye mari hunoratidza chirongwa paumbwe unotiranga kubva iyo, chokwadi, akabhadhara mibayiro. Cash runoyerera - iri chaiyo pakutengeserana uye kubhadhara iri hazvo vaine kufamba mari, kana avo neShanduro. Kuyerera ongororo iri advantageously kuitwa nzira mbiri: zvakananga uye zvisina kunanga. Wokutanga zvinoita kuziva zvinokosha zvikuru kuti makambani uye mari, izvo zvinobatsira kuisa pfungwa inokosha nokuda Rwako zvemari chekambani. Kunanga nzira rinozivisa zvinokonzera kusabvumirana pakati zvabuda zvemari uye mambure mari rikabudisira chinangwa kuwedzera; kuona Zvakanyanya Kunaka Panguva Yepamuviri nemamiriro mari dziriko.

Ita mari aibuda for zvichakubatsirai ari bhajeti chimiro, izvo zvinoreva yose Zano racho mari. Chinangwa charo kupa-refu liquidity uye solvency wekambani, kurerutsa mutengo yokukwezva mari maximize kwemari kubva mari iripo. Kuronga mari kuyerera zvinokurudzirwa kuti kubhadhara muchimiro karenda.

Nzira mari kwekanguva mari shoma Optimization yokushanda guru, bhengi achiposa factoring, issuance mari pamusika zviridzwa. Investment zvinoreva: basa mberi kubhadhara, ari abolition pamusoro discounts kuti vatengi, mangwanani mutsividzo yemutoo wezvikwereti pfupi-rokuti, kuti maakaundi ake okubhengi, okubhengi zvipo, hurumende pfupi. Muzviitiko izvi, makambani akawanda hazvitsivi zvakanaka uye mibayiro.