10 Mitemo kushandisa kadhi rechikwereti, unofanira kuziva

Makadhi kunogona kuva Boon kukuru kana uine dambudziko iri urongwa zvemari. Vanogona kukupa zvishoma kufema nzvimbo, kana uchida vabhadhare rendi, chikafu uye utilities. Asi makadhi anogona kukurumidza mira uye kukubatsira kuva guru nemusoro kana musingavaregereri kushandisa navo nokuchenjera.

Below uchawana mitemo kushandisa makadhi. Kana iwe vanovatevera, uchabatsirwa zvose zvazvakanakira inopa kubhangi, uye kwete kukurira matambudziko angamuka.

1. Regai kusaina chero chikwereti kuti inopa bhangi

Kana wagara uine kadhi rokubhengi kana mamwe chikwereti, ipapo refu mukana kuti unenge kutumira inopa itsva neindaneti. Asi izvi hazvirevi kuti unofanira vakanyorwa kuti nechimwe vaitaura.

Chokutanga, funga kana uchida chaizvoizvo chimwe chikwereti. Kana mhinduro iri hongu, ipapo vanopedza kanenge hafu yeawa kudzidza vaitaura vose uye wasarudza nomumwe achakupa zvakawanda. Zvakakosha kufunga mashoko akadai negore mari, Nhanganyaya kufarira rates, nokunonoka kubhadhara, chikwereti muganhu, uye zvimwe zvinhu kumisasa kurovedza mepu.

Yeuka, reChibatanwa kune makadhi chikwereti vazhinji, musingadi chete buda kuwedzera chikwereti nechigadziko, asi ave inokanganisa nhoroondo yako kunyorerwa.

2. Edza kuchengeta chikwereti pamusoro wako kadhi pa 0% chero uchigona

Kana kushandisa kadhi rechikwereti, unofanira kuziva kuti bhangi wako akupa pezvizuva pairi haufaniri kubhadhara mubereko. Kana iwe kudzima munataisireva zvose panguva iyi, hamuna kubhadhara mubereko kuti kushandiswa chikwereti muganhu, uye panguva imwecheteyo kukwanisa kuwana mari yavo shure mumazuva mashomanana.

Zvisinei, izvi zvinogona chete kuitika kana iwe kubhadhara zvachose chikwereti chako. Zvipe ari nonoka muripo chete mwedzi uye uchaona kuti kutsanya vachatanga -bereka dzakakwirira kufarira mari.

3. Usataura pasipasi kubhadhara

Mumwe zvikanganiso yakaipisisa kuti kukonzera rokubhengi nyaya, wakabata chete shoma rendi. Kana apedza $ 2000 uye pasi chibvumirano chibvumirano kubhadhara 2% of mari inoshandiswa, ipapo shoma mubhadharo mune iyi ichava akaenzana $ 40. Akapiwa wegore uye pamwedzi kufarira, kubhangi achabva nhoroondo yako imwe mari kwemutongo muganhu. Izvi zvinoreva kuti mari kuti kuita chimwe nechimwe mwedzi, yekudyidzana ipfupi. Kana isu kudzokera muenzaniso wedu, chokwadi nokuda kwenyu achawana chete $ 8, panzvimbo 40. Kana tikasateerera ichi kuitika, asi mumakore akatevera matatu, unofanira kubhadhara avo $ 2000 kuti iwe wakatora pakutanga, asi zvakadaro overpayment nyaya achava dzinenge $ 7,000.

Shocking, handizvo here? Ndokusaka zvakakosha chaizvo kuronga purogiramu yako uye regai kutsauka pairi kana muchipinza kubhadhara chikwereti chacho.

4. Tisamborega chikwereti

Chimwe chikuru mitemo akachenjera kushandiswa makadhi - yava nguva yokuita mari. Nepo vanhu vakawanda vanodavira kuti vachaita izvozvo, vakawanda vanongoita kanganwa nezvazvo.

Nonoka mubayiro wenyu kwemazuva mashomanana varege sokuti somunhu guru nyaya kwamuri, asi kadhi kambani ucharaira pena nokukurumidza nokuti chikanganiso chakadaro, uye kunyange nokuwedzera chimbadzo, kunyanya kana haisi nguva yokutanga.

Kana uine makadhi zvikwereti zvakawanda, uye imi zvakaoma kuyeuka zuva rokupedzisira abhadhare nomumwe wavo, zvine musoro kuti kuisa chiyeuchidzo pamusoro pafoni yako, kuti chose nechokwadi kuti kuvafunga.

5. Double ongorora mashoko ako

Dzenhema kwema - haisi yakadaro isingawanzowanikwi kuwanika nokuti kadhi rechikwereti. Dzimwe nguva mumwe chete kutenga zvinogona kuripirwa kaviri kadhi rako, asi iwe hadzizombozvizivi nezvazvo, kana ivo pachavo vasingadi tarisa.

Uyezve, kana iwe kushandisa kadhi rako nokuda nekorasi kubhadhara, kunyanya avo vari kunze tichibatsirwa Indaneti, unogona kukurumidza kukanganwa kuti ose mwedzi iri kadhi rako Mhosva kuzviuru.

Check ose mwedzi mari pamusoro kadhi rako rokubhengi, haugoni chete kubata, asiwo nokukurumidza kuona zvikanganiso uye yakakanganiswa kubhadhara kuti angangodaro akawedzerwa.

6. Pakarepo zvapinda bhanga kana kadhi akarasika kana yakakanganiswa mubhadharo yakaitwa

Kana iwe nokusingaperi kurasikirwa kadhi rako rokubhengi, kana akagamuchira mashoko wakaitwa vamwe vasingazivikanwi iwe vanozopinda, imi munoziva kuti unofanira pakarepo kudana kadhi kambani uye kuvhara nhoroondo.

Kana kadhi rako muwisira maoko zvakaipa, zvakaoma-aiwana chikwereti chako chinogona kushandiswa kwemaminitsi mashoma. Kunyange imi hapana mubvunzo kukwanisa kuratidza kuti kadhi rako fraudsters kunge watakadyeredzera, richava refu uye zvakaoma chichiitwa, izvo unogona kudzivisa.

7. Never mubve mari yako kadhi

Kunyange kana kadhi rako hauna guru chikamu muchava akakatyamadza kana ukaona kuti bhanga wako akapa vachibhadharisa pakuchinja yokubvisa mari. Chekutanga, zvapedzisira uchava kuripira kubva 2 kusvika 4% uwandu iwe akarega. Chechipiri, ezvo akabvisa pakarepo muripo, riri avhareji 5% uwandu mari. Kana kunonoka unofanira kubhadhara chimbadzo kuti kwakakwirira zvikuru kupfuura paunenge kubhadhara kutenga zvakananga kadhi rokubhengi. Uyezve, haufaniri vawane mubereko isina nyasha nguva.

8. Usashandisa kadhi chete kuti awane pfungwa

Free makiromita vendege, motokari Rental kana muripo chero zvakawanda zvitoro - izvi zvose zvinganzwika muedzo zvikuru uye kukutsausa kuti kubhadhara nokuda kadhi rokubhengi. Unofunga izvi ndeimwe nzira yokuwana kubhengi kwako kubhadhara iwe, handiti? Asi iwe kururama!

Chokwadi kuti vabatsirwe anogara ari kurutivi kadhi kambani. Vanoziva kuti unofanira kupedza rebei mari kuti vawane apikirwa pfungwa, izvo zvino zvinogona kushandiswa panzvimbo mari. Vanozivawo kuti uchaita kunetseka kana waizvisunga abhadhare chikwereti chacho pamberi mubereko isina nguva vachasunungurwa.

Kana bhanga anowana mukana -bereka mubereko, akabva anoita, uye mari idzi ichava yekudyidzana yakakura kupfuura vaya kuti kuwana somubayiro yakapikirwa. Saka, pane kuti zvinotarisirwa purofiti uchawana mimwe zvemari mari.

9. taurirana uye taurirana navo kadhi boka rako

Imwi mutengi kuti bhangi yako zvakanaka kwemakore? Ko zvikwereti zvenyu zvose zviri achidzorerwezve? Kana hongu, unofanira mubayiro achibatsirwa akaderera mubereko prices. All unofanira kuita rinongova kuukumbira. Dana Hotline basa Bank yako undovaudza maneja pamusoro wake chido.

Kamwe iwe batanidza, kumbira afungezve wako chimbadzo pamusoro chikwereti, achitaura kuti iwe vakakodzerwa nayo, nokuti imi muri munhu anoda kubetserwa akakwana. Uchashamisika kuziva kuti sarudzo akadai kakawanda vachida nemhosva, asi kubhangi kazhinji anoita kudaro avo pachangu.

10. Tapota taura bhengi wako pachine kana muine matambudziko kubhadhara

Kana uine ezvinhu akaoma mune zvemari, uye imi, zvakanakisisa kudana haana kuziva kana anogona kuita mari pamepu iri mishoma yakatevera kubhengi uye Ngavazive pamusoro vozniknuvshey nematambudziko.

Ungangove, iwe uchava akagovera nzira nokuripira ronga. Uyezve, iwe kuwana zvakawanda anonzwisisa mutsetse kuti mari, nemiwo kuderedza mikana yokuva akaipa chikwereti nhoroondo mepu wako, izvo hapana mubvunzo kuitika kana iwe kutadza muripo kana afa.