"Credit Doctor", "Sovcombank": purogiramu wongororo

Nokuda kusagadzikana kwoupfumi munyika uye mari zvinetso ra2008 uye 2015, vazhinji vevaya akatora zvikwereti, akatadza kubhadhara iri nguva uye chakazokanganisa mukurumbira wake. Izvi kwakakanganisa inokanganisa mano vanhu vakadaro kuti vawane zvikwereti itsva, nokuti pasi zvinogona mutengi Rating kuti chevanorwara zvemari - rinokosha nharo nokuti unoramba chikwereti.

Haavimbi mabhanga, yakaoma mamiriro ezvemari ari mugari nemamwe nyaya dziri kuda kupfuura zvakanyanyisa matanho. Izvi zvinosanganisira chikwereti MFIs, asi yechimbadzo chikwereti achaita pfuura mutengi zvose zvinotarisirwa, nokuti 300-700% pa annum. Zvisinei, pane dzinokwezva Pakutanga, basa "Credit Doctor". "Sovcombank" vatengi inofambiswa ndiro dzichipesana. The ndechokuti chirongwa ichi rakafanana chitsotsi. Panyaya iyi, vakawanda vanoda kuziva: "Credit Doctor" ( "Sovcombank") - kana kuwana mari kana kuti mumwe Zano scams?

Chii basa?

Sovcombank anokoka vose vakapamba mukwereti wacho rating, kuvandudza chikwereti nhoroondo. Man inoenda sangano, zvinotora mwero zvikwereti shoma, unoripa zvose pasina kunonoka maererano chikwereti chibvumirano. Apedza mutengi munataisireva zvose Bank anovimbisa naye mukana kugadzira yakawanda zvikwereti.

In yokutanga nguva, yeGmail.END_STRONG usingagamuchiri mari mumaoko ake, vakapa Mastercard chete epurasitiki kadhi inogona kushandiswa iri munharaunda Russia uye dzimwe nyika. Uyezve, kuti nemhosva anogamuchira upenyu yeinishuwarenzi chibvumirano uye utano pa 50 zviuru rubles.

Ndiani anogona kushandisa Recovery chirongwa CI?

Ose akagwinya mugari wenyika Russian Federation makore 18 kusvika 65 makore anogona kushandisa basa "Credit Doctor" ( "Sovcombank"). Mhinduro nezvazvo nokuda kworutivi kunaka, sezvo mamiriro ari chibvumirano chinyatsotsanangurwa dzinovhiringidza uye kujeka. Zvisinei, vamwe anokwereta pamwe tagovera chikwereti nhoroondo anoshanda kubhangi kuti zvinangwa kuita CT rokuvakazve chirongwa uye vanoti "Sovcombank" (basa "Credit Doctor") kumbonyatsovabatsira.

Ndezvipi zvinhu zvinofanira zvinoenderana anokwereta?

The yeGmail.END_STRONG anogona kuramba kuvimba chikwereti itsva yakawanda uye whitewashing nokuda kwayo pamberi mari nemasangano chete kana zviri pasi dzakati ezvinhu. Chokutanga, kubhadhara pasi chibvumirano inofanira kugara uye zvakakwana. Hazvibviri panguva yepurogiramu kutora mamwe zvikwereti uye vawedzere zvikwereti zvavo nemabhengi MFIs, sezvo izvi kuti omesa muitiro kuvandudza mbiri munhoroondo munhu. Iva nechokwadi kuti aende nomunyika yose nzendo chirongwa.

Zvakakosha kuyeuka kuti basa iri - haisi chikwereti, uye anokwereta kukwanisa kuvandudza mamakisi ako uye kuratidza kuti yeGmail.END_STRONG anogona kuvimba. Mari kunyoresa mabasa pakutanga Danho havasi rakapa mumaoko, sezvo bhanga rinopa mbiri kuna vagari mari mabasa ake. Somugumisiro, mumwe munhu akabhadharira nokuda chirongwa, asi vachiri chikwereti kubhangi, sezvo akatora chikwereti.

Chii magwaro anodiwa okuguma purogiramu?

Vaya vari kuenda kushandisa basa kuvakazve chikwereti nhoroondo, unofanira kugadzirira zvimwe zvinyorwa:

1. Russian pasipoti.
2. Gwaro rechipiri (zvingava rezinesi rokutyaira, utano kadhi, tini, pasipoti, uto ID kana SNILS).

Danho rokutanga chirongwa

Pane vaviri nzira ndima pakupora kwacho mutengi ndechokuti munhoroondo "Credit Doctor" purogiramu chiito ( "Sovcombank"). Consumer ongororo dzinoratidza kuti unogona kuenda nenzira mbiri.

I Musiyano:

1. The anokwereta anoita panze mubhengi chikwereti chibvumirano kuti 5000 rubles (mukuru uwandu kuchengetedzeka 4999).
2. The kupedza vatumira zvichisiyana mitatu kusvika mwedzi mitanhatu.
3. The chimbadzo ndiyo 48% pagore.
4. The yeGmail.END_STRONG anogamuchira kubva mubhanga epurasitiki kadhi uye inishuwarenzi tsaona 50 zviuru rubles.

II musiyano wezvinyorwa:

1. Pakati mubhangi mutengi anosaina nechibvumirano chikwereti ari uwandu 10 rubles tyasyach.
2. Izwi iri chikwereti chibvumirano kungava mwedzi mitanhatu kana 9 months.
3. The chimbadzo pagore - 48%.
4. Mutengi anogamuchira mapurasitiki kadhi uye inishuwarenzi 50 zviuru rubles.

Zvinokosha kucherechedza: yokutanga mutsividzo pamusoro chikwereti hazvibviri, kuti anopa fanira kwokuripirwa yechimbadzo chikwereti chose.

Wechipiri Danho: Dzidziso yokuti munhu kadhi

Service "Credit Doctor" ( "Sovcombank") yechipiri Danho envisages kunyoresa mumwe chikwereti chibvumirano (zvinokwanisika chete kana anokwereta zvakanaka kuita mari pamusoro yapfuura chikwereti, kudzivisa delinquency).

Zvisinei, pashure wokutanga pachikuva, vatengi vazhinji vanozivisa vakatsamwa kuti "Credit Doctor" ( "Sovcombank") - unyengeri, nekuti muzvirevo danho vatengi havasati vagamuchira mumaoko uwandu rakanga chinyatsotsanangurwa ari chibvumirano, uye iyo zvakafanira kubhadhara mubereko .

Zvisinei, danho rechipiri chirongwa ariko uye inosanganisira zvinotevera:

1. The mushandisi anotumira chikumbiro kuburikidza neindaneti.
2. Kuhofisi sangano akapa nevashandi pamusoro kubhangi pasipoti uye yokuwedzera gwaro kuti yeGmail.END_STRONG wacho kungwara.
3. Formalized chibvumirano pakati mapato.

chikwereti mamiriro yechipiri Danho akafanana kune wokutanga. musiyano chete ndiro chaiyo izwi iri chikwereti chibvumirano muna 6 mwedzi uye kuwedzera kaviri mari muganhu vatengi kadhi rokubhengi. Kuti kubhadhara chikwereti mberi nguva hakubvumidzwi.

Danho wechitatu chikwereti design: "Express Plus"

Panguva iyi, kubhangi anopa chikwereti mamiriro matsva. Vaya Ruramiswa wako chikwereti nhoroondo sezvo chikamu chirongwa chokutanga, anogamuchira kadhi mashanu makumi maviri nezviviri rubles kwenguva kwemwedzi mitanhatu kusvikira gore rimwe. The chimbadzo dzinosiyana-siyana zvichienderana nokuti mutengi vachabviswa kadhi nokuda mari kana kuipedzera pamusoro kunozvitenga.

Kana kuvakwa chirongwa yechipiri musimboti, kuti nemhosva anopiwa uwandu kubva mashanu matatu zviuru rubles kwemwedzi 18. The chimbadzo zvinosiyana zvichienderana sei mari yakawanda kutorwa kubva kadhi, uye zvakadini inopedzwa nevanhu vasiri mari nzira. Kana mari kushaya hazvirevi pfuura 20% yose chikwereti mari, kufarira akapiwa pamwero 39%. Kana mutengi anobvisa kadhi uye vanopedza anopfuura 20% of chikwereti mari, mwero iri 45% pagore.

Inopikira pashure kupfuura chikwereti chirongwa

"Credit Doctor" kubva "Sovcombank" - ndiwo basa mumatanho matatu kudzorera mukwereti ndechokuti kare. Kana kuenda kuburikidza zvose nzendo chirongwa pasina delinquency uye kutyorwa mitemo kubhengi runovimbisa kushandiswa nevamwe zvinogadzirwa zvemari. Clients kuwana zvikwereti miganhu kusvikira zana nezviuru kana kupfuura, zvichienderana chii chirongwa yeGmail.END_STRONG kuvakazve zvavo chikwereti nhoroondo. Zvakakosha kuyeuka kuti mubhengi anogona kuramba kupa chikwereti nezvikonzero asina chokuita wacho ndechokuti kare.

The zvinobatsira pamahombekombe

Ndezvipi zvakanakira "Sovcombank" (chirongwa "Credit Doctor"), kana basa iri kudiwa:

• Nokuti mari Murongerwo akanaka chaizvo kugumisa sungano mukwereti, kwete kupa mari kuti maoko.
• Chaizvoizvo zvose pemahombekombe vanoda vatengi. Vachiramba vamhan'ari zvose ane murombo chikwereti munhoroondo chikwereti, unogona kurasikirwa ose vatengi. Kunyanya zvinhu akarwarisa nokuda makwikwi pakati masangano zvemari uye zvoupfumi.
• CI anokwereta hapasi pezvakapambwa chikonzero chikonzero, saka vamwe vatengi vakakodzerwa mukana wechipiri.
• Credit Nhoroondo zvingave zvakarurama, kureva, mukwereti anogona kuratidza ukoshi hwavo.

Chii basa iri nani pane Micro-kwezvikwereti?

MFIs vakawanda vanogona kugadzirisa mbiri Rating pakati anokwereta. Information pamusoro vaurayiwa chikwereti wazvipira pasi chibvumirano vari kupinda chimwe Database. "Credit Doctor" ( "Sovcombank"): zviri - isu kare kukurukurwa. Uye nei basa iri isingadhuri kupfuura chikwereti ari MFIs kuti mutengi? Avimbiswa adzorere chirongwa chikwereti nhoroondo rakagadzirirwa upenyu hurefu, uye Microloan rakapa kuti 1-2 mwedzi. Short-izwi zvinyorwa zvichava kuti yeGmail.END_STRONG kuvhara mukurumbira hakuna kukwana.

Comments pamusoro chirongwa "Credit Doctor" kubva "Sovcombank"

Customer inofambiswa pamusoro chirongwa hachisi kupfuura zvakanaka. Kune vanhu vashoma chaizvo vakanga inogutswa chokwadi kuti akabhadhara chigadzirwa. Vamwe vanoti kuti zvakabatsira purogiramu chaizvoizvo, uye vakakwanisa kuwana chikwereti kubva pamahombekombe nokuda mazakwatira.

Most "Sovcombank" "Credit Doctor" chirongwa vanoshandisa vakasarudza kuti ape yayo, uye pashure mudonzvo zvinodiwa sangano, kana kuenda kutora chikwereti pano. Vazhinji zvino groundlessly mhosva kumahombekombe kubiridzira. Chirongwa ndiwo Danho rokutanga hakudi mari. Zvisinei, muna chibvumirano mairi vasina ruzivo. Kana munhu aiva nemhosva oedza kuwana kubva pamahombekombe vashandi, nei mari haisi hwakatamisirwa kadhi, mhinduro yemubvunzo uyu nguva yakasiyana. The vashandi vanoti vanosungirwa uchatamisa mari kuti kadhi. Kana yechipiri kurapwa ndiro mutengi kuwana kupiswa itsva shanduro mhinduro Somuenzaniso, pamusoro kukundikana chirongwa kana kushaya kugona mune dzimwe bhengi vashandi. Somugumisiro yakadaro isina basa inongoita mafungiro vatengi vanorasikirwa chivimbo musangano uye vanonzwa vanyengedzwa.

Vamwe vagari vasina nonoka zvikwereti, nenguva chokwadi kuti kupa basa kupfuura intrusive nzira. Kunyanya kwete akadzivirira pensioners, vanogamuchira mudyandigere kuburikidza kubhengi. Vakawanda vavo havana kuverenga chaizvo nemashoko mari, kukonzera pokusanzwisisa rinorambidzwa mabasa. Nekuti zvinhu zviri zvokuti oma kuti kunzwisisa nezvehukorokodzwa zvakaoma uye vashandi havagoni kutsanangura zvakajeka kuti chii vagari kubhadhara kana mari haina kugamuchira.

Kutaura zvazviri, imwe gweta ruzivo anogona kuona zviri chibvumirano ose misungo kamwe. The Bank haagoni zviri pamutemo ape nyika chikwereti, uye kwete kumupa mari, Ndokusaka chikwereti chibvumirano iri akagumisa, kunyange chokwadi hapana chikwereti hakuiti chaizvoizvo hakuna. Zvichida iyi nzira here kubatsira mumwe kugadzira yenyu chikwereti nhoroondo, asi sokunge papurogiramu mumwe Zano enhema, iyo kare saka aneta vagari Russian Federation.

Vashandi vataure kusagutsikana vamwe basa "Credit Doctor" ( "Sovcombank"), wongororo izvo akawanda akaipa, chokwadi kuti vatengi vanoonga Kashoma nyora mafungiro avo pamusoro chirongwa. Ndizvo fungidzira kuti zvepfungwa vanhu.