Apo kuti chikwereti kana zvose vachiramba. Apo kuti chikwereti muna Murmansk, Novokuznetsk, Izhevsk, kuChelyabinsk?

Credit - iri nyore chaizvo basa nokusingaperi afunga murume. Pasina mubvunzo, ndizvo inodhura uye anogara hwakazara mamwe mari. Zvisinei, zvinoita mubhengi chikwereti kutenga chinhu, basa kana chinhu, kutenga iyo mari pachako havakwanisi. Asi zvokuita uye apo kuti chikwereti kana kwese kuri kurambwa?

Seiko kuramba mabhanga: chikonzero chokutanga

Chokutanga, ngatidzidzei pamusoro zvinobvira zvinokonzera, nekuti izvo iwe akaramba uye zvemari masangano. Saka, chimwe chezvinhu zvakafanana haisi kuenderana uwandu mari yaunowana chechetere. Muchiitiko ichi zvakakosha kunzwisisa kuti pamberi akakweretesa uchabvuma kukupai zvaida chikwereti, iye inoongorora uwandu mari yamunowana. Kazhinji, rinosanganisira munhu mari haisi chete mukwereti, asi vose vemumhuri vanorarama navo chete dzimba.

Panguva iyoyowo deducted kubva mari iyi mari utilities, mitero uye dzimwe mari. Zvinoguma mari kuti zvinogona anokwereta mari. Saka, kana izvi zviri kuva shoma pane izvo munhu anoda kuti kuchanzi, zviri zvakajeka, uye kubhengi akaramba. Somugumisiro, anokwereta wavhomorwa musi iwoyo nyaya yechipiri, tsika mari wechitatu zvakare akagamuchira zvisina kunaka. Uye, chokwadi, havana kunzwisisa chikonzero, iye anotanga kunetseka kupi kuti chikwereti kana zvose vachiramba.

Chikonzero chechipiri: kushaya mudanga rine mari

Chikonzero chechipiri angave akavanda ane kusagadzikana tsime mari mutengi. Izvi zvinoreva dzingangoitika anokwereta vasingabvumi kushanda kumwe pamutemo. Kureva, zvinogona vavaki uye Contractors basa racho basa, freelancers, vemifananidzo paunowana mari uye zvichingodaro. D.

Kakawanda, vanhu vakadaro vanoramba kuti ape zvikwereti kana kubvumirana mari shoma pane inodiwa. Uyewo, shoko rokuti munhu chikwereti kwakadaro kunogona kuderedzwa, uye sezvo vimbiso kubhengi rinorayira kuti kukwezva yakavimbika guarantors kugovera rubatso kana kutenga inishuwarenzi. Naizvozvo, kwete kuti Inovhiringidza pamusoro kutora apo mbiri, kana zvose zvinokundika, unofanira pakutanga kuona chikonzero kukundikana. Uye chokwadi, zvinokosha kufunga emamwe dzataurwa nokuda mumiririri chikwereti tsika.

Reason vatatu: vevarungu zera

Chimwe chikonzero anokwereta anosiya bhengi nechinhu, hakusi creditworthy zera. Saka, kuti ape chikwereti pa nemabhangi vakawanda vanogona kuva sezvo makore 21-23 (kanenge - pamwe 18). Kana uri muduku kupfuura yakanatsa zvishoma, ipapo iwe 100% marara.

Izvi zvinoshandawo vanhu vakura vanenge pamudyandigere. Panguva nokusaina mbiri chibvumirano varege kuva kupfuura kufadza raanotaura mitemo Bank. Somuenzaniso, muna Sberbank kweRussia anogona kushandisa kuti chikwereti uye utano vanhu kubva 21 kusvika 65 makore. "Bank of Moscow" inopa zvikwereti kune anokwereta munguva pakati 21 uye 70 makore. Izvi zvinogona kunzi chero kukundikana zvinodiwa chikwereti kupfungwa, akadai wako basa ruzivo kwemwedzi dzinenge mitanhatu, uye pazuva rokupedzisira basa washanda isingasviki gore, etc. Kana vose pamusoro - .. About iwe, unofanira kufunga kupi kuti chikwereti kana zvose vachiramba. Asi gare gare ichi.

Reason Four: nokupambarwa nhoroondo

Zvichida inokosha kuti kuteerera chikwereti, ndiko kuva wakavimbika chikwereti mukurumbira. Ndiko, akakwereta vanosungirwa kuchengeta zvose mitemo chinyatsotsanangurwa ari chikwereti chibvumirano hakupesani mashoko ari rendi, kuti mari chete kutevedzana zvachose kunorondedzerwa uye uwandu.

Uye, naizvozvovo, kana anokwereta Wakashora mitemo Bank, ayo nhoroondo chikwereti richakanganisika. Izvi zvinoreva kuti kashoma chero akakweretesa kubvumirana kukurira anonyengera nemhosva.

Where kutora imwe nzira chikwereti muna Murmansk?

Saka, apo kuti chikwereti kana zvose vachiramba? In Murmansk, ngatiti zvine musoro kuti atore chikwereti, kwete chete mubhangi, asiwo asiri rwezvemabhengi sangano. Somuenzaniso, zvinogona kuva MFI (MFI). Ndezvipi zvakanakira kurapwa ichi?

Chokutanga, vamiririri MFI zvakawanda takavimbika vatengi ayo, kusiyana mabhanga. Chechipiri, nzira kwokunyoreswa uye kutambira kuti chikwereti kudaro vasiri purofiti zvikoro vanowanzotevedzera kurerutsa. Pano uye kuwana mari chikwereti zvinogona chete pamusoro pasipoti uye haatarisiri rubatso uye vokutanga mipiro, kunobatanidza guarantors. Chechitatu, dzinenge mhando dzose MFI unoshanda kuvimbika hurongwa. Zvinenge kuwedzera chitsama chikwereti nokuda nemhosva, kana akanga nguva kuratidza pachayo zvinobatsira divi pashure yokutanga chikwereti.

Somuenzaniso, muna Murmansk anoita kambani akadai "Tsentrofinans". Inopa Micro-zvikwereti kubva pakati $ 1000 uye anosvika 50 000 rubles kwenguva pakati mumwe uye 90 mazuva. Kukura overpayment pamusoro chikwereti zvakadaro vachava 0.5-1% pazuva. Age of anokwereta panguva kunyoresa inofanira kuva pakati 21 uye 75 makore.

Apo kuti chikwereti kana zvose akaramba: Novokuznetsk

Novokuznetsk uyewo anoshanda vasiri mabhanga, vakagadzirira kupa vavanoda anokwereta pfupi-rokuti mari kwezvikwereti. Somuenzaniso, Micro-chikwereti anosvika mazuva 21 uye uwandu 1 000 kusvika 15 000 rubles unogona kuwana mu "SMSfinans".

Submit paIndaneti chikumbiro fomu pamusoro Website ari sangano ndivo anokwereta vane zera iri zvinenge 18, uye kufadza - makore 70. Kukura overpayment zuva riri microloan kwakadaro - 0,90-1,74% pazuva.

Apo unogona kutora microloan muna Izhevsk?

Kana usingazive kupi kuti chikwereti kana zvose marara muna Izhevsk, tapota ona zvinotevera IFIs:

• "Tsentrofinans".
• "Mari rakumbirwa."
• "SMSfinans".
• "Vebbankir".
• "Mari Men".
• «Kredito24» nevamwe.

Somuenzaniso, kana uri pamusoro makore 21, ari MFI "Mari chikwereti" inogona yakabudisa chikwereti pakati $ 5000 uye anosvika 100 000 rubles kwenguva 2 kusvika 24 mavhiki. overpayment Saizi ndiyo 1% pazuva.

Where kuwana mari mu kuChelyabinsk?

Hatina afunga apo kuti chikwereti kana zvose zvinokundika, muna kuChelyabinsk? Nyatsoteerera kuna MFO "The mari ichava!", Dzakatemerwa achasarudza pamusoro chikwereti kweawa uye zvakanaka mhinduro kunopa microcredits kuti mubatanidzwa kubva 5000 uye 70 000 rubles kwenguva pakati 14 uye 365 mazuva. overpayment Kukura anova akaenzana 0.3-1.8% pazuva. Anokwereta dzesangano, maererano nemitemo kambani, vanogona kuva vagari vari zera pakati 21 uye 70 makore.

Mukuwedzera, muna kuChelyabinsk pane nemamwe masangano kuti anogona kukupa chikwereti. Pakati pavo - the akangwara kambani "Mari Yako" sangano "Platiza.ru" MFO "Lime-chikwereti", "Ferratum Russia" uye vamwe.

Muchidimbu, pane imwe nzira kune kumabhanga. Tinogona chete chisarudzo chakarurama vachifarira imwe kambani.